PropertyMash First home buyer

Are you a first-time renter? Here’s what you need to know

So you have decided to rent for the first time and have found a property you want rent but what happens next?  Here is a summary of what you need to know before you sign...

New home deposit guarantee will help first home buyers

Here's some good news for 2020: banks will (finally) start accepting loan applications for the New Home Guarantee under the First Home Loan Deposit Scheme. “The emphasis on new builds and an increase on the...

Are you ready to buy your first home?

Making the decision to buy your first home is a big one. After all, for most people, this will be the single biggest transaction of their life so far, and moving into your first home...

Mortgage 101: How much can I borrow?

Buying a new home, no matter whether it is your first or your fifteenth, is a big financial commitment. It often involves committing to repaying a large debt over a long period of time. The...

The use of buy now, pay later schemes could be harming your chances of securing a good home loan

The wonders of buy now, pay later schemes mean that you can buy that skirt, phone, holiday or gift as soon as you want it, and then pay for it when you have the money....

How the Queensland first home owner grant works

As you might know, the Queensland First Home Owner's Grant is a government initiative that helps first home buyers get their foot in the door sooner, so to speak, by helping them buy their first...

Less for more: Why Australians are moving towards smaller homes

It used to be the case that "bigger is better" was the catchphrase in the Australian property market, but new trends are showing that's no longer the case. In fact, Australians seem to have come...

ASIC updates their guidelines surrounding responsible lending: What does this mean for property buyers?

The Australian Securities & Investments Commission (ASIC) has updated its guidance surrounding responsible lending rules for the first time in five years. The National Credit Laws provide consumers with important protections when seeking credit directly...

What is open banking and what does it mean for the future of home ownership?

We all heard about the Royal Commission into the 'Big 4' banks last year. However, less than 20% of Australians are aware of one of the biggest changes coming out of that royal commission: open...

Should I buy a home or an investment property first? We look at the pros and cons

If you're thinking about getting into the property market, then you know there are mainly two types of buyers out there: investors, and owner-occupiers. They've each got different goals when buying property, and each go...